{"id":2566,"date":"2022-07-09T12:58:56","date_gmt":"2022-07-09T12:58:56","guid":{"rendered":"https:\/\/svmanalytics.dk\/artikler\/artikel-paavisning-af-svig\/"},"modified":"2022-12-06T20:21:14","modified_gmt":"2022-12-06T20:21:14","slug":"artikel-paavisning-af-svig","status":"publish","type":"page","link":"https:\/\/svmanalytics.dk\/da\/artikler\/artikel-paavisning-af-svig\/","title":{"rendered":"Artikel: Svindelmodellering"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2566\" class=\"elementor elementor-2566 elementor-1787\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b3008ce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b3008ce\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3197eec\" data-id=\"3197eec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57ad83a elementor-widget elementor-widget-heading\" data-id=\"57ad83a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 18-06-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Svindelmodellering ved hj\u00e6lp af Neurale Netv\u00e6rk<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c5b710e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5b710e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7cd516d\" data-id=\"7cd516d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90744ce elementor-widget elementor-widget-heading\" data-id=\"90744ce\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Machine Learning i skadeforsikring<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-25c8173\" data-id=\"25c8173\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-894d9cf elementor-widget elementor-widget-text-editor\" data-id=\"894d9cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 18-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p style=\"text-align: left\">Juli 2022<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd2e1dd elementor-widget elementor-widget-text-editor\" data-id=\"bd2e1dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>H\u00e5ndtering af svindel er et vigtigt aspekt af at drive et moderne forsikringsselskab. Hvert \u00e5r udbetales adskillige milliarder kroner i erstatninger som f\u00f8lge af forsikringssvindel, hvilket dels medf\u00f8rer tab for forsikringsselskaberne og dels f\u00f8rer til forh\u00f8jede pr\u00e6mieniveauer. Lad os derfor g\u00f8re vores bedste for at g\u00f8re livet sv\u00e6rt for svindlere.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dff4714 elementor-widget elementor-widget-heading\" data-id=\"dff4714\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Form\u00e5let med en svindelmodel<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c74b19 elementor-widget elementor-widget-text-editor\" data-id=\"8c74b19\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Identifikation af svindelsager foreg\u00e5r typisk nogenlunde s\u00e5dan her: En mist\u00e6nkelig skade modtages og sendes til triage. Hvis der er tilstr\u00e6kkelige oplysninger til at prioritere sagen, sendes den videre til efterforskning.  <\/p>\n<p>Form\u00e5let med en svindelmodel er at supplere den eksisterende proces ved at forbedre identifikationen af mist\u00e6nkelige skader. Hvis vi er i stand til at g\u00f8re dette godt, vil vi fange flere svigagtige p\u00e5stande ved hj\u00e6lp af f\u00e6rre ressourcer.  <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-724a8cf elementor-widget elementor-widget-heading\" data-id=\"724a8cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Opbygning af en svindelmodel<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cf8ad7 elementor-widget elementor-widget-text-editor\" data-id=\"3cf8ad7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>En effektiv svindelmodel foruds\u00e6tter flere elementer, som hver is\u00e6r er afg\u00f8rende for succes. De vigtigste elementer er <\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-405cb17 elementor-widget elementor-widget-eael-interactive-circle\" data-id=\"405cb17\" data-element_type=\"widget\" data-widget_type=\"eael-interactive-circle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div id=\"eael-interactive-circle-405cb17\" class=\"eael-interactive-circle\" data-tabid=\"405cb17\">\n\t\t\t                <div class=\"eael-circle-wrapper eael-interactive-circle-preset-1 eael-interactive-circle-event-hover eael-circle-desktop-view\" data-animation=\"eael-interactive-circle-animation-0\">\n                    <div class=\"eael-circle-info\" data-items=\"5\">\n                        <div class=\"eael-circle-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"eael-circle-item elementor-repeater-item-f0ec94e\">\n                                    <div class=\"eael-circle-btn\" id=\"eael-circle-item-1\">\n                                        <div class=\"eael-circle-icon-shapes classic\">\n                                            <div class=\"eael-shape-1\"><\/div>\n                                            <div class=\"eael-shape-2\"><\/div>\n                                        <\/div>\n                                        <div class=\"eael-circle-btn-icon classic\">\n                                            <div class=\"eael-circle-icon-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"far fa-list-alt\"><\/i><span class=\"eael-circle-btn-txt\">Definer m\u00e5l<\/span>                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                    <div class=\"eael-circle-btn-content eael-circle-item-1\">\n                                        <div class=\"eael-circle-content\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Det er yderst vigtigt at definere modellens m\u00e5l s\u00e5 pr\u00e6cist som muligt. \u00d8nsker vi for eksempel at fange s\u00e5 mange svindelsager som muligt? Eller er der ressourcem\u00e6ssige begr\u00e6nsninger, der skal tages hensyn til?<\/p>                                        <\/div>\n                                    <\/div>\n                                <\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"eael-circle-item elementor-repeater-item-514ec7c\">\n                                    <div class=\"eael-circle-btn\" id=\"eael-circle-item-2\">\n                                        <div class=\"eael-circle-icon-shapes \">\n                                            <div class=\"eael-shape-1\"><\/div>\n                                            <div class=\"eael-shape-2\"><\/div>\n                                        <\/div>\n                                        <div class=\"eael-circle-btn-icon \">\n                                            <div class=\"eael-circle-icon-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-database\"><\/i><span class=\"eael-circle-btn-txt\">Data<\/span>                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                    <div class=\"eael-circle-btn-content eael-circle-item-2\">\n                                        <div class=\"eael-circle-content\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Data er grundlaget for enhver Machine Learning model. Det er derfor afg\u00f8rende at forst\u00e5 data til fulde og processere det hensigtsm\u00e6ssigt. <\/p>                                        <\/div>\n                                    <\/div>\n                                <\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"eael-circle-item elementor-repeater-item-a317f51\">\n                                    <div class=\"eael-circle-btn\" id=\"eael-circle-item-3\">\n                                        <div class=\"eael-circle-icon-shapes \">\n                                            <div class=\"eael-shape-1\"><\/div>\n                                            <div class=\"eael-shape-2\"><\/div>\n                                        <\/div>\n                                        <div class=\"eael-circle-btn-icon \">\n                                            <div class=\"eael-circle-icon-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"far fa-chart-bar\"><\/i><span class=\"eael-circle-btn-txt\">Performance<\/span>                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                    <div class=\"eael-circle-btn-content eael-circle-item-3\">\n                                        <div class=\"eael-circle-content\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Oftest bygger vi flere modeller for at sammenligne dem og vurdere, hvilke der pr\u00e6sterer bedst og nemmest kan integreres i virksomheden. Det er i den forbindelse afg\u00f8rende at v\u00e6lge passende metoder og parametre at m\u00e5le p\u00e5. <\/p>                                        <\/div>\n                                    <\/div>\n                                <\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"eael-circle-item elementor-repeater-item-7b4e21b\">\n                                    <div class=\"eael-circle-btn\" id=\"eael-circle-item-4\">\n                                        <div class=\"eael-circle-icon-shapes \">\n                                            <div class=\"eael-shape-1\"><\/div>\n                                            <div class=\"eael-shape-2\"><\/div>\n                                        <\/div>\n                                        <div class=\"eael-circle-btn-icon \">\n                                            <div class=\"eael-circle-icon-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-code-branch\"><\/i><span class=\"eael-circle-btn-txt\">Modellering<\/span>                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                    <div class=\"eael-circle-btn-content eael-circle-item-4\">\n                                        <div class=\"eael-circle-content\">\n\t\t\t\t\t\t\t\t\t\t\t<p>N\u00e5r data er p\u00e5 plads, kan vi bygge den egentlige svindelmodel. Dette er et udf\u00f8rligt trin, der best\u00e5r af behandling af data til brug i en model, funktionsteknik samt valg og tuning af en model.<\/p>                                        <\/div>\n                                    <\/div>\n                                <\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"eael-circle-item elementor-repeater-item-b553cad\">\n                                    <div class=\"eael-circle-btn\" id=\"eael-circle-item-5\">\n                                        <div class=\"eael-circle-icon-shapes \">\n                                            <div class=\"eael-shape-1\"><\/div>\n                                            <div class=\"eael-shape-2\"><\/div>\n                                        <\/div>\n                                        <div class=\"eael-circle-btn-icon \">\n                                            <div class=\"eael-circle-icon-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-coins\"><\/i><span class=\"eael-circle-btn-txt\">Produktion<\/span>                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                    <div class=\"eael-circle-btn-content eael-circle-item-5\">\n                                        <div class=\"eael-circle-content\">\n\t\t\t\t\t\t\t\t\t\t\t<p>Det er afg\u00f8rende at udarbejde en implementeringsstrategi for, hvordan vi bedst integrerer modellen i virksomheden. Form\u00e5r vi ikke det, vil alt det gode arbejde vi har gjort i de foreg\u00e5ende trin, v\u00e6re mere eller mindre spildt. <\/p>                                        <\/div>\n                                    <\/div>\n                                <\/div>\n\n\t\t\t\t\t\t\t\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n\t\t\t\n        <\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bfeb8a elementor-widget elementor-widget-heading\" data-id=\"2bfeb8a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Projektet i praksisk<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dff5468 elementor-widget elementor-widget-text-editor\" data-id=\"dff5468\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Projektet var et proof-of-concept-projekt i samarbejde med et stort dansk forsikringsselskab. Form\u00e5let var at vurdere, om det ville give mening at investere i at opbygge en sofistikeret Machine Learning baseret svindelmodel frem for en mere simpel og lavpraktisk tilgang. <\/p>\n<p>Vi formulerede projektet som et superviseret bin\u00e6rt klassifikationsproblem, som involverede f\u00f8lgende modelklasser:<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7080264 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"7080264\" data-element_type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-7080264\" data-accordion-id=\"7080264\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n    <div class=\"eael-accordion-list\">\n                <div id=\"feed-forward-neural-networks\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"1171\" data-tab=\"1\" aria-controls=\"elementor-tab-content-1171\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Feed Forward Neural Networks<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1171\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"feed-forward-neural-networks\"><p><p>Denne klasse af modeller er arbejdshesten, hvad ang\u00e5r neurale netv\u00e6rk og er derfor velforst\u00e5et og velimplementeret i statistisk software. <\/p>\n<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"bayesianske-neurale-netvrk\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"1172\" data-tab=\"2\" aria-controls=\"elementor-tab-content-1172\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Bayesianske Neurale Netv\u00e6rk<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1172\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"bayesianske-neurale-netvrk\"><p><p>En Bayesiansk tilgang er attraktiv, fordi den pr\u00e6diktive fordeling indeholder v\u00e6rdifuld information sammenlignet med punktpr\u00e6diktioner. Det er imidlertid en klasse af modeller, som er vanskelige at h\u00e5ndtere og kr\u00e6ver betydelige m\u00e6ngder computerkraft.<\/p>\n<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"graph-convolutional-neural-network\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"1173\" data-tab=\"3\" aria-controls=\"elementor-tab-content-1173\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Graph Convolutional Neural Network<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1173\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"graph-convolutional-neural-network\"><p><p>Data indeholdte tilstr\u00e6kkelig information til, at det var muligt for os at tage h\u00f8jde for en eventuel relation imellem skadelidte, dvs. m\u00e5der hvorp\u00e5 ans\u00f8gerne muligvis kender hinanden. Mulige relationer mellem skadelidte er et rigtigt interessant aspekt at kunne tage h\u00f8jde for, specielt i forhold til identifikation af organiseret svindel. Data over relationer er indkodet i en graf, som vi derefter kan bruge som input til en Machine Learning model; i dette tilf\u00e6lde et Graph Convolutional Neural Network.<\/p>\n<\/p><\/div>\n                <\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39761c0 elementor-widget elementor-widget-text-editor\" data-id=\"39761c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Resultaterne af projektet kan sammenfattes som f\u00f8lger:<\/p>\n<ul>\n<li>Feed Forward Neural Networks viste sig at fungere betydeligt bedre &#8211; og med en stor margin &#8211; sammenlignet med mere enkle l\u00f8sninger som logistisk regression.&nbsp;<\/li>\n<li>Bayesiske neurale netv\u00e6rk var for beregningsm\u00e6ssigt dyre til at v\u00e6re praktisk gennemf\u00f8rlige.&nbsp;<\/li>\n<li>Inddragelse af data over relationer gennem Graph Convolutional Neural Networks forbedrede svindelmodellens pr\u00e6stationsevne. Brug af relationelle data i forbindelse med almindelige metoder er en sp\u00e6ndende m\u00e5de at forbedre ydeevnen ud over, hvad der ellers ville v\u00e6re muligt.<\/li>\n<\/ul>\n<div><span style=\"font-family: Montserrat, sans-serif;color: var(--ast-global-color-3);font-size: 1rem\">Generelt er disse metoder meget alsidige og er p\u00e5 ingen m\u00e5de begr\u00e6nset til forsikring.&nbsp;<\/span><span style=\"font-family: Montserrat, sans-serif;color: var(--ast-global-color-3);font-size: 1rem\">Kobling af Machine Learning med eksperter inden for det specifikke dom\u00e6ne og brug af &#8220;det bedste fra begge verdener&#8221; er meget ofte vejen til en bedre l\u00f8sning.&nbsp;<\/span><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Svindelmodellering ved hj\u00e6lp af Neurale Netv\u00e6rk Machine Learning i skadeforsikring Juli 2022 H\u00e5ndtering af svindel er et vigtigt aspekt af at drive et moderne forsikringsselskab. Hvert \u00e5r udbetales adskillige milliarder kroner i erstatninger som f\u00f8lge af forsikringssvindel, hvilket dels medf\u00f8rer tab for forsikringsselskaberne og dels f\u00f8rer til forh\u00f8jede pr\u00e6mieniveauer. Lad os derfor g\u00f8re vores bedste &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/svmanalytics.dk\/da\/artikler\/artikel-paavisning-af-svig\/\"> <span class=\"screen-reader-text\">Artikel: Svindelmodellering<\/span> L\u00e6s mere &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2560,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-2566","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Artikel: Svindelmodellering - svmAnalytics<\/title>\n<meta name=\"description\" content=\"svmAnalytics er en dansk konsulentvirksomhed inden for aktuarservice og Data Science. 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